💰 $86K Revenue on This Panama City Beach STR Across From the Beach
🏖️ $995K for a turnkey 4BR with ocean views, beach access across the street + $105K+ projected 2027 revenue.
Alex Veytsman
September 14, 2026
🏖️ $86K Revenue on a Turnkey $995K Panama City Beach STR Across From the Beach
💰 Panama City Beach, FL • $995K • ~$86K Current-Year Revenue • ~$90K Expected 2026 • $105K+ Projected 2027 • Ocean Views • Directly Across From Beach Access • 4BR/3BA • Fully Furnished
📩 Interested?
🌊 Across the Street From the Beach — With Revenue Trending Up
For a beach STR, it's hard to replace one thing:
Proximity to the sand.
This 4-bedroom Panama City Beach home sits directly across the street from Public Beach Access 95, giving guests easy beach access plus ocean views without requiring a beachfront acquisition price.
And the rental numbers have been moving in the right direction.
The property generated approximately $73K in gross rental revenue last year, is at approximately $86K for the current year, and is expected to reach roughly $90K for 2026.
The current 2027 projection is:
$105,000+ Gross Revenue
At the $995K asking price, that would represent approximately a 10.6% projected gross revenue-to-price ratio.
🏡 The Asset
22708 Front Beach Rd, Panama City Beach, FL 32413
💰 Price: $995,000
💵 Prior-Year Gross Revenue: ~$73,000
📈 Current-Year Revenue: ~$86,000
📅 Expected 2026 Revenue: ~$90,000
🚀 2027 Projection: $105,000+
📊 2027 Projected Gross Revenue / Price: ~10.6%+
🛏️ 4 Bedrooms
🚿 3 Bathrooms
📐 1,962 Sq Ft
🌊 Ocean Views
🏖️ Directly Across From Public Beach Access 95
🛋️ Fully Furnished + Turnkey
🏡 Built in 2016
🔨 New Roof in 2021
💰 The Investment Case
The most interesting part of the revenue story here is the upward trajectory.
The provided figures show revenue moving from approximately $73K last year → $86K currently → ~$90K expected for 2026, with a $105K+ projection for 2027.
The $105K+ figure is a projection—not historical performance—but if achieved, it would put the property at approximately 9.5x gross revenue, or a 10.6%+ gross revenue-to-price ratio at today's asking price.
And unlike a property where you're trying to manufacture guest appeal through expensive additions, one of this home's biggest amenities is already built in:
Walk across the street and you're at the beach.
🌊 The Location Is the STR Amenity
The home sits on the quieter west end of Panama City Beach, directly across from Public Beach Access 95.
That puts guests close to the sand while also positioning them near Inlet Beach and the beginning of Scenic Highway 30A.
It's a nice middle ground: guests can stay outside the busiest central PCB areas while still having quick access to the restaurants, shops and upscale communities along 30A.
Nearby Lake Powell, one of the area's coastal dune lakes, adds kayaking and additional outdoor recreation.
And for everyday convenience, Publix, Aldi, Dunkin, a 24/7 gym and additional shopping are all within walking distance, according to the listing.
🏖️ Built for the Beach-Rental Guest
At 4 bedrooms and 3 bathrooms, the property has the size to accommodate the family and group trips that drive a large portion of beach-market demand.
It was built in 2016, has a newer 2021 roof, and is being offered fully furnished and turnkey, reducing the work required to continue operating it as a vacation rental.
Most importantly, guests don't have to load up the car every morning just to get to the beach.
Public beach access is directly across the street.
That convenience—combined with ocean views—is a simple but powerful differentiator for a PCB rental.
📊 The Investment Story
💰 $995K Purchase Price
💵 ~$86K Current-Year Revenue
📈 ~$90K Expected 2026 Revenue
🚀 $105K+ Projected 2027 Revenue
📊 ~10.6%+ Projected Gross Revenue / Price
🏖️ Directly Across From Public Beach Access
🌊 Ocean Views
🛏️ 4 Bedrooms / 3 Bathrooms
🛋️ Fully Furnished + Turnkey
The thesis: buy a turnkey west-end PCB STR with actual rental history and a rising revenue trajectory, then potentially benefit from further growth toward the property's $105K+ 2027 pro forma.
💸 Financing
With an existing rental history and a $995K acquisition price, this could be worth evaluating with lenders that understand vacation-rental properties and STR income.
Depending on the borrower, property and lender requirements, potential structures can include DSCR, conventional investment, portfolio and other STR-focused financing options.
If you're trying to determine what your down payment could look like, how the property's existing rental history may factor into qualification, or which loan structure makes the most sense for your situation, our STR lending partner can help walk you through the options.
🏡 Want Help Buying the Right STR?
Finding a property is only one part of building a successful short-term rental.
We partner with a team that helps investors with the entire process—from choosing the right market and finding the property to underwriting, design, amenities and operations.
They can help with:
📍 Market Selection — identify markets that fit your budget and investment goals.
🔎 Property Search — find strong STR opportunities without spending hours combing through listings.
📊 Deal Underwriting — analyze individual properties and realistic revenue potential before you buy.
🎨 Design + Furnishing — create an STR designed to stand out against competing rentals.
🔥 Revenue-Driving Amenities — determine which investments could meaningfully improve bookings and nightly rates.
⚙️ Launch + Operations — help put the systems in place to operate and optimize the property after closing.
In order to work with them, they typically require having around $150,000 available for your down payment, furnishing, design, and revenue-driving amenities so you're positioned for success from day one.
To date, they've helped investors acquire 375+ properties, generating $60M+ in rental revenue with $25M+ in estimated tax savings.
Whether you need help figuring out where to buy, which property to choose, what it could generate, or how to design and amenity it to compete at the top of its market, they can help throughout the process.
💰 Thinking About Selling Your STR?
Already own a short-term rental and thinking about selling?
The Offer Sheet can put your property directly in front of an audience of active STR investors who are specifically looking for vacation rentals, including properties with proven revenue histories.
Whether your property is listed publicly or you want to explore an off-market sale, we can help get it in front of potential buyers.
Have a strong-performing Airbnb, unique vacation rental, or turnkey STR you may consider selling? Send it our way.
🎯 Why This One Stands Out
🌊 Directly Across From the Beach
Public Beach Access 95 is right across the street, plus the home offers ocean views.
📈 Revenue Has Been Trending Higher
Approximately $73K → $86K, with ~$90K expected for 2026 and a $105K+ 2027 projection.
🏖️ West-End PCB Location
Close to Inlet Beach and the start of 30A while offering a quieter setting than central PCB.
🛏️ 4BR/3BA
A group-friendly configuration for family and multi-family beach vacations.
🔑 Turnkey
The property is being offered furnished, allowing a buyer to potentially continue the existing vacation-rental strategy without furnishing from scratch.
⚡ Bottom Line
$995K. ~$86K Current Revenue. $105K+ Projected. Ocean Views. Beach Access Across the Street.
The investment story here is relatively simple: buy a turnkey beach STR with actual rental history in a location guests immediately understand.
Revenue has already increased from approximately $73K to $86K, with ~$90K expected for 2026 and a $105K+ 2027 projection.
If that 2027 target is reached, you're looking at approximately a 10.6%+ gross revenue-to-price ratio—while owning a 4-bedroom property directly across from the beach on the quieter west end of Panama City Beach.
📩 Interested in This Property?
