💰 $90K in Annual Rental Income. One Block from the Beach.
🌴 $850K beach house with a private pool, game room, multiple balconies, and no HOA.
Alex Veytsman
July 26, 2026
🌊 One Block from the Beach with $90K Annual Rental Revenue
💰 $90K Annual Rental Revenue • Private Pool • Game Room • No HOA • Walk to the Beach
📩 Interested in this property?
🚨 Beach Homes That Produce Strong Income This Close to the Sand Are Getting Harder to Find.
When guests book a beach vacation, they want one thing above almost everything else:
To be able to walk to the beach.
Located just one block from the white sand and within walking distance of Public Beach Access 18, this turnkey vacation rental is currently seller-reported to generate approximately $90,000 per year in rental income while offering the amenities that today's guests actively search for—including a private pool, game room, multiple balconies, and no HOA restrictions.
For investors looking for a property that combines location, established income, and guest appeal, opportunities like this don't surface every day.
📩 Interested in this property?
🏡 The Asset
4109 Ocean St
Panama City Beach, FL
💰 Offered at: $850,000
3 Bedrooms
3 Bathrooms
Approximately 2,000 Sq Ft
Seller-Reported $90,000 Annual Rental Income
One Block from the Beach
Private Pool
Game Room
Multiple Balconies
No HOA
Garage Converted into Game Room
Whether you're looking for a personal beach escape or a high-performing vacation rental, this property offers an outstanding combination of location and proven income.
💰 Proven Rental Performance
This home isn't simply positioned for vacation rentals.
It's already producing.
Seller-Reported Performance
💰 Approximately $90,000 Annual Rental Income
Instead of purchasing a beach home and hoping it performs, buyers have the opportunity to acquire a property with an established rental history.
As always, buyers should independently verify all financial information.
🏖️ The Location Guests Actually Want
The biggest competitive advantage here isn't inside the home.
It's the walk.
Guests can leave the house and reach the beach within minutes, eliminating parking headaches and making every day feel effortless.
Being just one block from the Gulf helps create the type of convenience vacationers consistently search for when booking beach accommodations.
🌴 Built for Vacation Rentals
The home has already been configured around what guests enjoy most.
Highlights include:
🏊 Private swimming pool
🎮 Dedicated game room
🌅 Multiple balconies for sunrise and sunset views
🛋️ Spacious open living areas
🏡 Comfortable three-bedroom layout
The converted garage serves as an entertainment space today but also provides flexibility for future owners should they wish to restore it as a garage.
☀️ Designed for Group Getaways
With three bedrooms, three bathrooms, and multiple indoor and outdoor gathering spaces, the layout works well for families, couples traveling together, and beach vacations with friends.
Guests can spend the day at the beach, cool off in the pool, enjoy games back at the house, and finish the evening relaxing on the balconies.
That's exactly the kind of experience that generates strong reviews and repeat bookings.
🚫 No HOA
One feature investors always appreciate?
No HOA.
That means greater ownership flexibility while avoiding recurring HOA dues and many of the restrictions that can accompany coastal communities.
📍 Close to Everything
Beyond the beach itself, guests enjoy quick access to:
🌊 Public Beach Access 18
🍽️ Restaurants
🍹 Beachfront bars
🎣 Water activities
🛍️ Shopping
🎡 Popular area attractions
The location makes it easy for visitors to enjoy everything Panama City Beach has to offer without spending their vacation driving across town.
💸 Financing & Tax Angle
At $850,000, this property offers buyers the opportunity to acquire a proven vacation rental in one of Florida's most recognized beach destinations.
Financing options may include:
✔ Conventional investment financing
✔ Vacation home financing
✔ DSCR loans
✔ Portfolio lending
Qualifying investors may also benefit from cost segregation and accelerated depreciation strategies depending on their tax circumstances and current tax law. Buyers interested in those opportunities should consult their CPA or tax advisor.
🏡 Need Help Finding Your Own STR?
If you've been thinking about buying a vacation rental but keep getting stuck on what to buy or where to invest, we partner with a team that helps investors identify fully underwritten, data-backed STR opportunities.
Within approximately 48 hours, they'll match you with investment opportunities complete with:
✔ Revenue projections
✔ Market selection
✔ Property recommendations
✔ Design guidance
✔ Listing optimization
✔ Management recommendations
✔ Pricing strategy
In order to work with them, they typically require having around $150,000 available for your down payment, furnishing, design, and revenue-driving amenities so you're positioned for success from day one.
Many investors are also purchasing STRs to take advantage of bonus depreciation opportunities that, when structured properly with their CPA, may create substantial first-year tax deductions.
To date, they've helped investors acquire:
🏡 375+ properties
💰 $60M+ in rental revenue
📉 $25M+ in estimated tax savings
🏡 Looking to Sell Your STR?
Own a high-performing vacation rental?
The Offer Sheet may be interested in:
✔ Buying it directly off market
✔ Facilitating a deal
✔ Connecting you with qualified buyers from our nationwide investor audience
📩 Simply reply to this email if you'd like to have a conversation. We'd love to hear about your property.
🎯 Why This One Stands Out
1. 💰 Established Rental Income
The seller reports approximately $90,000 per year in rental income, giving buyers an opportunity to purchase an income-producing vacation rental instead of starting from scratch.
2. 🏖️ Walk to the Beach
Being just one block from the white sand is one of the strongest selling points for both guests and future owners, making beach days effortless and helping the property stand out in a competitive rental market.
3. 🏊 Amenities That Drive Bookings
A private pool, dedicated game room, multiple balconies, and spacious gathering areas provide the kinds of experiences vacationers actively search for when booking coastal getaways.
4. 🚫 No HOA
The absence of an HOA gives owners greater flexibility while eliminating another recurring expense that many beach communities require.
5. 🌴 Turnkey Coastal Investment
Whether you're searching for a second home, personal vacation retreat, or investment property, this home offers the rare combination of proven rental history, premium amenities, and an exceptional beachside location.
⚡ Bottom Line
Successful beach rentals typically come down to three things:
Location. Amenities. Proven performance.
This property delivers all three.
With seller-reported annual rental income of approximately $90,000, a location just one block from the beach, a private pool, game room, multiple balconies, and no HOA, it represents an outstanding opportunity to own a turnkey vacation rental in one of Florida's most desirable coastal destinations.
📲 Express Interest
Ready to learn more or schedule a showing?
