💰 The STR Tax Strategy That Can Save You a Stupid Amount of Money

✅ 100% Bonus Depreciation Is Back (Restored in 2025) — STR Owners Win Big

If you already own a short-term rental, there may be a massive tax deduction sitting inside your property… and you can potentially use it to slash your 2026 tax bill.

That’s because 100% bonus depreciation was restored in 2025, meaning a properly-structured cost segregation strategy can allow you to accelerate a huge chunk of depreciation into a single year (including 2026).

👉 See how much you could save with a Cost Seg Study

🧮 What Is a Cost Segregation Study?

Normally, residential real estate depreciates over 27.5 years.

A cost segregation study breaks the property into faster-depreciating components (think: flooring, fixtures, appliances, certain improvements, land improvements, etc.) and reclassifies them into 5-, 7-, or 15-year buckets.

Then, because 100% bonus depreciation is back, you may be able to deduct 100% of those reclassified components in year one (depending on facts/circumstances).

Translation:
💸 Big deduction now
📉 Lower taxable income
⚡ More cash kept in your pocket

🚀 Why This Is So Hot Right Now

Before the 2025 restoration, bonus depreciation had been phasing down.

But under the new rules, 100% bonus depreciation is available again for qualifying property after the effective date — meaning cost seg got meaningfully more powerful, fast.

👉 Get an estimate on your potential STR cost seg savings

🏡 Example: How This Can Turn Into $50K–$150K+ of Real Savings

Let’s say you own an STR with a purchase price of $1,000,000.

A cost seg study might identify (example numbers):
• $250,000–$350,000 of components eligible for accelerated depreciation

If $300,000 is eligible and you’re in a high bracket:
• $300,000 deduction × 37% = $111,000 potential federal tax savings

Same house. Same income. Just a different tax strategy.

💼 High W-2 Earner? This Can Be a Monster Move

If you’re a high W-2 earner, a cost seg strategy can be especially appealing when your STR qualifies for the right tax treatment and participation.

This is the “rich-person move” that’s surprisingly available to normal operators… if it’s done correctly.

👉 Talk to our Cost Seg partner and see what your STR qualifies for

🤝 We Partnered With a Team That Helps STR Owners Do This the Right Way

They’ll help you:
✅ Evaluate your property and situation
✅ Estimate your potential savings
✅ Run the cost segregation study
✅ Explain the playbook in plain English
✅ Keep it compliant and defensible

👉 Start here — quick form to see your savings potential